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Frost Insurance Agency, Inc. Blog

View the latest blog posts from Frost Insurance Agency, Inc..

Understanding Term Life Insurance Finding low cost life insurance can be a challenge. Term insurance is typically the most affordable type of life insurance because it covers a specific period of time instead of providing “whole life” insurance. READ MORE >>

September is Life Insurance Awareness Month. When was the last time you thought about your life insurance needs? READ MORE >>

  Did I Notify My Insurer? An insurance policy is a promise to protect you against certain types of loss, but it can’t follow-through unless it knows about a loss. Prompt notification is so important that it is a formal policy requirement. A policyholder that fails to meet this obligation could result in a claim being denied. READ MORE >>

Dead in The Water – Watercraft Coverage One issue that may not occur to boaters until it happens is a stalled boat. When a larger boat loses power, it usually has to be located and towed back to harbor/shore. Tows are typically quite expensive. READ MORE >>

Are Your Grown Kids Property Covered? Blood may be thicker than water, but it is thinner than insurance contracts. An adult son or daughter may think that, when a loss happens, coverage is available from mom or dad’s homeowners or auto policy. It usually isn’t and finding this out after a loss makes matters much worse. READ MORE >>

Help your employees fight distracted driving By Mark Rose Every business owner wants to see that employees get safely to the jobsite or that cargo or products are safely delivered to their customers. Every year, distracted driving becomes a bigger barrier in the way of that goal. READ MORE >>

Phones are a huge distraction, and it’s killing us (Part 2) By Michael Harrold COMMON DISTRACTIONS While all of the following are common distractions behind the wheel, text messaging is by far the most alarming. It requires significant visual, manual and cognitive focus from the driver – three key things a driver needs to drive safely. READ MORE >>

Phones a huge distraction, and it’s killing us (Part 1) By Michael Harrold The advent of the smart phone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. This is no longer confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving. READ MORE >>

Farm & Ranch Coverage Farms and ranches differ from other business operations since, at least with small to medium operations, the owner both conducts his business and lives with his entire family on the same premises. Therefore, a farm or ranch has a combination of commercial and personal loss exposures that must be properly insured. READ MORE >>

Borrowed Farm Equipment Farming is equipment intensive and much of the equipment needed for various tasks are complicated and expensive. Most equipment is used with enough frequency that they are purchased and fully owned. However, farmers often have to preform jobs or have need of certain equipment on an infrequent or for a single need. READ MORE >>

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Napoleon Office
PO Box 350
Napoleon, OH 43545
419.592.4476
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PO Box 367
Holgate OH, 43527
419.264.2051

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